The Finance Solution
Secure Your Finance,
Control Your
Device
Revolutionize your mobile financing with Lock Pe — India’s smart digital solution to manage, track, and recover EMIs with ease.
About Lock Pe
Powerful EMI Recovery & Device Control Solution
Lock Pe is a smart fintech product designed to empower mobile retailers and financiers who sell phones on installments. Our system gives you full authority over financed devices, reducing risk and ensuring timely EMI recovery — all at your fingertips.
Services
Powerful Tools to Secure & Recover EMIs
Smart features that give you full control over financed devices — automate EMI reminders, recover dues, and ensure customer accountability with ease.
Personal Loan
Get instant personal loans from leading banks and NBFCs. 100% digital process with zero paperwork and fast approvals.
Personal Loan
Credit Card
Unlock pre-approved credit cards based on your EMI payment behavior. Enjoy instant digital KYC, rewards, and exclusive offers.
Credit Card
Saving Bank Account
Open a zero-balance savings account directly through the app. EMI auto-debit setup and secure savings, all in one place.
Saving Bank Account
E-Mandate / Auto-Debit
Set up Aadhaar-based auto-debit in minutes. Ensure timely EMI payments and protect your device from being locked.
E-Mandate / Auto-Debit
Locker Technology
Smart device lock activates only when EMI is unpaid. Timely payments auto-unlock your device and increase creditworthiness.
Locker Technology
EMI Score
Track your EMI Score based on repayment discipline. A new-age financial identity to unlock better financial opportunities.
EMI Score
Lock Pe
Why Choose Lock Pe?
Secure your financed phones with smart controls, automate EMI recovery, and reduce payment defaults — all from one powerful dashboard.
✔ Peace of mind with remote control of customer devices
✔ Stop losses from EMI defaulters
✔ 100% safe, legal & privacy-compliant system
✔ Effective EMI reminders (audio, wallpaper, lockscreen)
✔ Future-ready: Personal Loan EMI module (coming soon)
“Secure Every Sale, Control Every Device.”
Lock Pe empowers mobile retailers and financiers to safeguard financed phones, recover payments smartly, and manage EMI compliance — all in one place.
Feedback
What Our Clients Say
Real Stories. Real Results. Trusted by Retailers & Financiers.
Ramesh Singh
Owner, RS Mobiles
“Game-Changer for Mobile Retailers”
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“As a mobile retailer, one of the biggest challenges we face is recovering EMI payments on financed phones. Since implementing EMI Tracker, the entire process has become seamless. The ability to remotely lock or restrict a device encourages timely payments without the need for constant follow-ups or physical visits. It’s a game-changer for small businesses like ours. I highly recommend it to anyone in the mobile financing space.”
Anita Patel
Financence Manager, TechGear Distributors
“Seamless EMI Recovery & Customer Management”
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“We used to lose track of overdue EMIs, which resulted in significant financial losses. EMI Tracker has completely changed the way we operate. The dashboard is user-friendly, and features like app block, call lock, and smart reminders make it easy to manage hundreds of customers. The customer privacy features are also very well-implemented. We feel more secure and professional in our operations now.”
Rajveer Gupta
Balaji Mobile Hub
“Excellent Support & Reliable Results”
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“From the day we started using EMI Tracker, the support team has been outstanding. They walked us through the setup, trained our staff, and provided continuous assistance. The product is robust — we can lock/unlock phones, track SIM changes, and even block apps if EMI isn’t paid. It’s like having full control over our financed inventory, without harassment or conflict. Leads to faster EMI recovery and happy customers too.”
Vikram Yadav
Partner, Yadav Mobile Bazaar
“Saved Us From Major EMI Defaults”
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“Before EMI Tracker, we had no way of ensuring customers paid their dues. Now, with features like wallpaper-based reminders, location tracking, and remote device locking, our EMI collections have gone up by over 60%. It’s an intelligent system that works quietly in the background while protecting our business. The peace of mind it brings is unmatched.”
Devices Secured
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Distributor Onboarded
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Retailers Onboarded
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Recovery Success Rate
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